Wage Garnishment in Texas

Wage Garnishment in Texas is possible if you owe alimony, taxes, student loans or have an out of state employer. It is not usually done from an employer.

Wage Garnishment can be facilitated even after you have placed your money in the bank account.

Our San Antonio Bankruptcy Attorney has created the below infographic to help you. Please download this image on your desktops, ipads, tablets, laptops, chromebooks and smartphones.

If you'd like to get a free consultation, please contact our bankruptcy lawyers.

For helping you get a better understanding of Bankruptcy, we have setup a Bankruptcy Information Center at our website.

3 Steps to Improve Your Credit Score After Bankruptcy

Healthy financial habits must be cultivated and maintained in order to elevate credit scores post bankruptcy.

You can follow 3 simple steps that will help you improve your credit rating.

1. Pay your debts early and religiously to make sure you are in good standing.
2. Getting a secured, affordable loan and paying it back early can help rebuild trust between you and your creditors. It will also help restore your credit history.
3. Monitor your credit report regularly and take immediate, corrective measures as soon as you find it going off track.

Our San Antonio Bankruptcy Attorney has created the below infographic to help you. Please download this image on your desktops, ipads, tablets, laptops, chromebooks and smartphones.

If you'd like to get a free consultation, please contact our bankruptcy lawyers.

For helping you get a better understanding of Bankruptcy, we have setup a Bankruptcy Information Center at our website.

7 Ways to Better Your Bankruptcy

In a tough situation like bankruptcy, it is imperative to capitalize on every possible financial opportunity and maneuver it to your advantage.

Here are 7 ways to help you make your bankruptcy better.

1. You must ensure that no debt is left out in order to have the most possible debt forgiven.
2. Be quick to file, as the sooner you file, the faster you will be back on track for being independent.
3. Do not miss out on paperwork. Make sure you have all the necessary documents to avoid issues later.
4. Be honest with your attorneys and do not withhold tax or other information. Convey your expectations to them clearly.
5. Avoid unreasonable purchases on your credit card before filing as it will send an inappropriate message to the authorities. Budget for necessities and discipline your expenses.
6. Disclose your possessions righteously for if the court suspects a cover up, it might cost you dearly.
7. Remember your dates and attend BOTH the required debt management courses. Failure to do so will cause your case to not be discharged.

Our San Antonio Bankruptcy Attorney has created the below infographic to help you. Please download this image on your desktops, ipads, tablets, laptops, chromebooks and smartphones.

If you'd like to get a free consultation, please contact our bankruptcy lawyers.

For helping you get a better understanding of Bankruptcy, we have setup a Bankruptcy Information Center at our website.

How does Credit Counseling help?

Credit Counseling involves educating consumers on how to avoid expenses they can’t afford or taking on debt that cannot be repaid. This is done with the help of an effective Debt Management Plan.

Simply put, Credit Counseling gives you a planned method of debt relief and helps you pay your bills in a structured, logical manner.
Credit Unions, cooperative extension offices, religious organizations, military family service centers are places where Credit Counseling can be sought.

However, if you find that even after Credit Counseling, you are not able to work your debt out effectively, you may want to seek help from a professional and specialized Bankruptcy Attorney.

Our San Antonio Bankruptcy Attorney has created the below infographic to help you. Please download this image on your desktops, ipads, tablets, laptops, chromebooks and smartphones.

If you'd like to get a free consultation, please contact our bankruptcy lawyers.

For helping you get a better understanding of Bankruptcy, we have setup a Bankruptcy Information Center at our website.

4 Great Reasons to Refinance Your Home

Refinancing a home can allow you to shorten your loan term. This gives you an opportunity to avail better rates on your mortgage.

You can also save a lot on the payment if you are able to refinance at a lower interest rate.

Choosing to refinance your home can allow you to move from an adjustable rate plan to a fixed rate plan. This not only makes it easier for you to budget but also protects you from fluctuating interest rates.

Our San Antonio Bankruptcy Attorney has created the below infographic to help you. Please download this image on your desktops, ipads, tablets, laptops, chromebooks and smartphones.

If you'd like to get a free consultation, please contact our bankruptcy lawyers.

For helping you get a better understanding of Bankruptcy, we have setup a Bankruptcy Information Center at our website.